|
123
|
Testing my VBA Mortgage Portfolio Cash Flows
|
http://pistulka.com/Excel_Shared/many_amortized_loans.xlsm
|
|
|
122
|
Required Minimum Distribution (RMD)
|
http://pistulka.com/Excel_Shared/Taxes.xlsx
|
|
|
121
|
How much to withdraw from a taxable account (IRA, 401K, etc.)
|
http://pistulka.com/Excel_Shared/Taxes.xlsx
|
|
|
120
|
Valuing a Mortgage Portfolio With Cash Flow Analysis
|
http://pistulka.com/Excel_Shared/vba_many_loans.xlsm
|
|
|
119
|
MBS Math Formula. Servicing, CPR, Payment Delay, Default Rate & Loss Severity
|
http://pistulka.com/Excel_Shared/TotalMega.xlsx
|
|
|
118
|
Tax Equivalents
|
http://pistulka.com/Excel_Shared/Taxes.xlsx
|
|
|
117
|
Average Life VBA Function For MBS
|
http://pistulka.com/Excel_Shared/MortgageAvLife.xlsm
|
|
|
116
|
Macaulay Duration VBA Function For MBS (or single loans), Given Market Yield
|
http://pistulka.com/Excel_Shared/MortgageDuration.xlsm
|
|
|
115
|
Market Yield VBA Function For MBS (or single loans), Given Price
|
http://pistulka.com/Excel_Shared/MortgageYield.xlsm
|
|
|
114
|
Market Price VBA Function For MBS (or single loans), Given Yield
|
http://pistulka.com/Excel_Shared/MortgagePrice.xlsm
|
|
|
113
|
Loan Pool Named Formulas, Without An Amortization Schedule
|
http://pistulka.com/Excel_Shared/Names.xlsx
|
|
|
112
|
Market Value Functions for Servicing (MSR), Interest (IO), & Principal (PO)
|
http://pistulka.com/Excel_Shared/VBA_functions.xlsm
|
|
|
111
|
When Cash Flows Don’t Match Compounding Periods
|
http://pistulka.com/Excel_Shared/CFvsCP.xlsx
|
|
|
110
|
Variable Rate Amortization - Day/Year Count & Last Payment Options
|
http://pistulka.com/Excel_Shared/VarRatePlus.xlsx
|
|
|
109
|
Solve for return needed for one more period to equal a required APY
|
http://pistulka.com/Excel_Shared/Chain2.xlsm
|
Break-even Math
|
|
108
|
Monte Carlo Yield Curve Forecasting
|
http://pistulka.com/Excel_Shared/YieldCurveProb.xlsm
|
|
|
107
|
24 Time Value of Money Calculations in One Excel Workbook
|
http://pistulka.com/Excel_Shared/Many_PV_FV_Formulas.xlsx
|
|
|
106
|
3 -Ways to Bootstrap Spot Rates for the Treasury Yield Curve
|
http://pistulka.com/Excel_Shared/3_Spot_Rates.xlsm
|
|
|
105
|
4-Factor Prepayment Model
|
http://pistulka.com/Excel_Shared/4-Factor.xlsx
|
|
|
104
|
Floater & Inverse-Floater CMO
|
http://pistulka.com/Excel_Shared/CMO-Floater.xlsx
|
|
|
103
|
Sequential Pay CMO
|
http://pistulka.com/Excel_Shared/CMO-Seq.xlsx
|
|
|
102
|
Effective Duration, Convexity, and Convexity Adjustment For Loans
|
http://pistulka.com/Excel_Shared/EffectiveDuration.xlsx
|
|
|
101
|
Simplified Linear Interpolation of Treasury Rates
|
http://pistulka.com/Excel_Shared/Interpolation.xlsx
|
|
|
100
|
Math for amortization rows with CPR, Servicing, CDR, & Loss Severity
|
http://pistulka.com/Excel_Shared/AllFormula2.xlsx
|
|
|
99
|
Math for amortization rows with CPR and Servicing
|
http://pistulka.com/Excel_Shared/AllFormula.xlsx
|
|
|
98
|
Calculating Historic CPR
|
http://pistulka.com/Excel_Shared/CalCPR.xlsm
|
|
|
97
|
Certificate of Deposit Ladder Optimizer
|
http://pistulka.com/Excel_Shared/Ladder.xlsm
|
|
|
96
|
Conforming the “Mega” MBS Formula to Street Conventions
|
http://pistulka.com/Excel_Shared/Breakdown.xlsm
|
Am_vs_Mega
|
|
95
|
Chained Returns
|
http://pistulka.com/Excel_Shared/Chain.xlsm
|
|
|
94
|
Rule of 78
|
http://pistulka.com/Excel_Shared/78.xlsx
|
|
|
93
|
U.S. Treasury Forward Rate Curves
|
http://pistulka.com/Excel_Shared/Forward_Curves.xlsx
|
|
|
92
|
Treasury Bill Calculator
|
http://pistulka.com/Excel_Shared/T-Bills2.xlsx
|
|
|
91
|
U.S. Treasury Bill Math
|
http://pistulka.com/Excel_Shared/T-Bills.xlsx
|
Math
|
|
90
|
Financial Ratios - Bullet Charts
|
http://pistulka.com/Excel_Shared/Bullets.xlsm
|
|
|
89
|
Bond Immunization
|
http://pistulka.com/Excel_Shared/Immunize.xlsx
|
|
|
88
|
Default Rates Affect on Servicing
|
http://pistulka.com/Excel_Shared/cdr_Servicing.xlsx
|
|
|
87
|
Credit Union Certificate Analysis
|
http://pistulka.com/Excel_Shared/CDChart.xlsm
|
|
|
86
|
Over Six Decades of Yield Curve Animation
|
http://pistulka.com/Excel_Shared/YieldCurve.xlsm
|
|
|
85
|
Mortgage Pool Pricing Tool
|
http://pistulka.com/Excel_Shared/AllVary.xlsx
|
All purpose amortization schedule
|
|
84
|
The Math Behind Excel's CUMIPMT() & CUMPRINC() Functions
|
http://pistulka.com/Excel_Shared/CUM.xlsx
|
Math
|
|
83
|
Math for Excel Functions With Starting and Ending Values
|
http://pistulka.com/Excel_Shared/Lump_Sum.xlsx
|
PV & FV of zero coupon (math) rates
|
|
82
|
Simple Amortization Schedule
|
http://pistulka.com/Excel_Shared/simpleA.xlsm
|
Balloon and Interest Only
|
|
81
|
Breaking Down the Mortgage Mega-Formula
|
http://pistulka.com/Excel_Shared/Breakdown.xlsm
|
Math
|
|
80
|
Annuity – Excel Functions and Math
|
http://pistulka.com/Excel_Shared/EvenMultCashFlows.xlsx
|
PV & FV math formulas (Loan)
|
|
79
|
Defeasance2.0
|
http://pistulka.com/Excel_Shared/Defeasance20.xlsm
|
|
|
78
|
Spreads Between the 10-Year Treasury and 30-Year Mortgage
|
http://pistulka.com/Excel_Shared/Mort_10y_Spread.xlsx
|
|
|
77
|
Certificate Pricing for Credit Unions
|
http://pistulka.com/Excel_Shared/CU_CDs.xlsm
|
|
|
76
|
Mortgage Pool Price Given Yield, Amortization vs. Mega-Formula
|
http://pistulka.com/Excel_Shared/Am_vs_Mega.xlsm
|
|
|
75
|
Cherry-Picking a Loan Portfolio
|
http://pistulka.com/Excel_Shared/Cherry.xlsm
|
|
|
74
|
Mortgage Loan Pool Settlements
|
http://pistulka.com/Excel_Shared/Settle.xlsm
|
|
|
73
|
Bank and Credit Union Board Presentations
|
http://pistulka.com/Excel_Shared/Board.xlsm
|
|
|
72
|
Bond Swap - Horizon Analysis - Calculator
|
http://pistulka.com/Excel_Shared/Swap.xlsx
|
|
|
71
|
Street Sweeping Days
|
http://pistulka.com/Excel_Shared/Sweep.xlsx
|
|
|
70
|
Holding Period Return On Option-Free Fixed Income Securities
|
http://pistulka.com/Excel_Shared/HPR.xlsx
|
|
|
69
|
Financial Ratio Trends
|
http://pistulka.com/Excel_Shared/Ratio_Charts.xlsm
|
|
|
68
|
Financial Ratio Gauges
|
http://pistulka.com/Excel_Shared/Odometers.xlsm
|
|
|
67
|
Any Payment Required, Revisited
|
http://pistulka.com/Excel_Shared/Pay-Off.xlsx
|
Change any payment with dates (IRR)
|
|
66
|
MSR (Mortgage Servicing Rights) VBA Function
|
http://pistulka.com/Excel_Shared/MSR.xlsm
|
|
|
65
|
Amortization Model – All Variable
|
http://pistulka.com/Excel_Shared/AllVary.xlsx
|
Amortization All Variables
|
|
64
|
Relationships – XIRR(), Amortization, PV & FV
|
http://pistulka.com/Excel_Shared/XIRR.xlsx
|
Amortization, PV, FV, with dates Proofs
|
|
63
|
Payment Required to Earn “X” IRR
|
http://pistulka.com/Excel_Shared/Any.xlsx
|
IRR no dates
|
|
62
|
Present and Future Value Proofs
|
http://pistulka.com/Excel_Shared/Proof.xlsm
|
PV & FV Proofs with Amortizations
|
|
61
|
Time & Dollar Weighted Rates of Return Calculator
|
http://pistulka.com/Excel_Shared/Dollar_Time.xlsx
|
Time & Dollar Weighted
|
|
60
|
Amortization – Variable Terms, Rates, & Payments
|
http://pistulka.com/Excel_Shared/AmortChangeAll.xlsx
|
Amortization Variable Terms
|
|
59
|
PV & FV of Periodic Uneven Cash Flows & Rates
|
http://pistulka.com/Excel_Shared/UnevenPlusRate.xlsx
|
PV & FV Periodic Uneven Plus Rates
|
|
58
|
PV & FV of Periodic Uneven Cash Flows
|
http://pistulka.com/Excel_Shared/Uneven.xlsx
|
PV & FV of Periodic Uneven Cash Flows
|
|
57
|
Graduated Annuities
|
http://pistulka.com/Excel_Shared/Graduated.xlsm
|
PV & FV Graduated Cash Flows
|
|
56
|
Approximating Duration, Modified Duration, and Convexity
|
http://pistulka.com/Excel_Shared/Option_Free.xlsx
|
Duration, Convexity Bonds
|
|
55
|
30/360 Present and Future Values with Dates
|
http://pistulka.com/Excel_Shared/30-360_PV_and_FV_dates.xlsx
|
PV&FV of a range with dates 30/360
|
|
54
|
Amortization Consolidation
|
http://pistulka.com/Excel_Shared/consolidate.xlsx
|
Yearly Amortization
|
|
53
|
Solve for a target net worth ratio
|
http://pistulka.com/Excel_Shared/TargetNetWorth.xlsx
|
|
|
52
|
Simple Interest
|
http://pistulka.com/Excel_Shared/Simple.xlsx
|
|
|
51
|
Mortgage Pool – Holding Period Return
|
http://pistulka.com/Excel_Shared/Horizon.xlsm
|
HPR Mortgages
|
|
50
|
Build your own CPR model
|
http://pistulka.com/Excel_Shared/CPRModel.xlsx
|
|
|
49
|
Effective Duration - No VBA or Amortization
|
http://pistulka.com/Excel_Shared/EffectiveDurationOneCell.xlsx
|
|
|
48
|
California Home Prices Dashboard
|
http://pistulka.com/Excel_Shared/Home_Prices.xlsm
|
|
|
47
|
Purchasing Power – FRED Add-In
|
http://pistulka.com/Excel_Shared/CPI.xlsm
|
|
|
46
|
Prepayment Penalty
|
http://pistulka.com/Excel_Shared/Prepay_Penalty.xlsm
|
|
|
45
|
Defeasance
|
http://pistulka.com/Excel_Shared/Defeasance.xlsx
|
|
|
44
|
Asset Growth vs. ROA - Net Worth Ratio
|
http://pistulka.com/Excel_Shared/net_worth.xlsm
|
|
|
43
|
Why you can’t trust median home prices
|
http://pistulka.com/Excel_Shared/median.xlsx
|
|
|
42
|
Skip-a-Payment
|
http://pistulka.com/Excel_Shared/Skip-a-Payment.xlsx
|
|
|
41
|
Simple Formula for Converting Compound Interest Rates
|
http://pistulka.com/Excel_Shared/Convert_Compounding.xlsx
|
Convert Compound Interest
|
|
40
|
Standard Default Assumption (SDA)
|
http://pistulka.com/Excel_Shared/SDA.xlsx
|
|
|
39
|
Constant Default Rate (CDR)
|
http://pistulka.com/Excel_Shared/CDR.xlsx
|
|
|
38
|
Convert CPR, SMM & ABS (APS)
|
http://www.pistulka.com/Excel_Shared/CPR-SMM-ABS.xlsx
|
|
|
37
|
Solve for Last Payment Due
|
http://www.pistulka.com/Excel_Shared/SolveLastPayment.xlsx
|
|
|
36
|
Reverse Engineering Constant Prepayment Rate (CPR)
|
http://www.pistulka.com/Excel_Shared/CalcCPR.xlsx
|
|
|
35
|
Mortgage Pool Price and Average Life One Cell Formulas
|
http://pistulka.com/Excel_Shared/formulasinonecell.xlsm
|
|
|
34
|
Currency Risk
|
http://pistulka.com/Excel_Shared/Currency.xlsx
|
|
|
33
|
Amortization Schedule With Variable Rates
|
http://pistulka.com/Excel_Shared/AmortizationChangeRate.xlsx
|
|
|
32
|
Tax Calculators
|
http://pistulka.com/Excel_Shared/Taxes.xlsx
|
|
|
31
|
Mortgage Backed Securities (MBS) “MegaFormula”
|
http://pistulka.com/Excel_Shared/Formula.xlsm
|
|
|
30
|
PSA vs. CPR
|
http://pistulka.com/Excel_Shared/PSA.xlsx
|
|
|
29
|
Bonus Checking
|
http://pistulka.com/Excel_Shared/Bonus_Checking.xlsx
|
|
|
28
|
Macaulay Duration Plus Balloon Payment
|
http://pistulka.com/Excel_Shared/MacaulyDuration_with_Balloon.xlsx
|
|
|
27
|
Dutch Auction
|
http://pistulka.com/Excel_Shared/Dutch_Auction.xlsx
|
|
|
26
|
APR – Adjustable Rate Mortgage (ARM)
|
http://pistulka.com/Excel_Shared/APR-ARM.xlsx
|
|
|
25
|
APR – Fixed Rate Mortgage
|
http://pistulka.com/Excel_Shared/APR-Fixed-Rate-Mortgage.xlsx
|
Balloon & Interest Only Amort.
|
|
24
|
PV and FV of Periodic Cash Flows
|
http://pistulka.com/Excel_Shared/PV_FV_Periodic_Cashflows.xlsm
|
PV & FV of a range with no dates
|
|
23
|
Modified & Effective Duration, Plus Convexity of a Loan
|
http://pistulka.com/Excel_Shared/EffectiveDuration.xlsx
|
|
|
22
|
Macaulay Duration of an Amortizing Loan
|
http://pistulka.com/Excel_Shared/MacaulyDuration.xlsx
|
|
|
21
|
Time Value Of Money
|
http://pistulka.com/Excel_Shared/Time_Value_of_Money.xlsx
|
|
|
20
|
Seasonality
|
http://pistulka.com/Excel_Shared/Seasonal.xlsx
|
|
|
19
|
Valuing Servicing Matrix
|
http://pistulka.com/Excel_Shared/ServiceMatrix.xlsm
|
|
|
18
|
Annuity
|
http://pistulka.com/Excel_Shared/Annuity.xlsm
|
|
|
17
|
Decision Tree for Notice of Defaults
|
http://pistulka.com/Excel_Shared/DecisionTree.xlsm
|
|
|
16
|
Two Mortgage Payoff Tables
|
http://pistulka.com/Excel_Shared/Two_Mortgage_Tables.xlsx
|
Pay off mortgage early (Two Tables)
|
|
15
|
Credit Card Payoff
|
http://pistulka.com/Excel_Shared/CreditCard.xlsx
|
|
|
14
|
Sum Amounts Sold During Month & Year
|
http://pistulka.com/Excel_Shared/Sum_within_month_and_Year.xlsx
|
|
|
13
|
Delay Payments?
|
http://pistulka.com/Excel_Shared/Delay_Payments.xlsx
|
|
|
12
|
Simple Mortgage Refi Break-Even
|
http://pistulka.com/Excel_Shared/REFI.xlsx
|
|
|
11
|
Forward Rates Part 3: Spot Rates
|
http://pistulka.com/Excel_Shared/Spot_Rates.xlsx
|
|
|
10
|
Forward Rates Part 2: Forward Yield Table
|
http://pistulka.com/Excel_Shared/Forward_Rate_Table.xlsx
|
|
|
9
|
Forward Rates Part 1: GAP Analysis
|
http://pistulka.com/Excel_Shared/GAP.xlsx
|
|
|
8
|
Lump Sum Calculator
|
http://pistulka.com/Excel_Shared/Lump_Sum.xlsx
|
PV & FV of zero coupon (spot) rates
|
|
7
|
Even Cash Flow Calculator
|
http://pistulka.com/Excel_Shared/EvenMultCashFlows.xlsx
|
PV & FV math equal flows (Loan)
|
|
6
|
Interpolation
|
http://pistulka.com/Excel_Shared/Interpolation.xlsx
|
|
|
5
|
APR Calculator for PayDay Loans
|
http://pistulka.com/Excel_Shared/APR_Payday.xlsx
|
|
|
4
|
Valuing Servicing With CPR
|
http://pistulka.com/Excel_Shared/CPR_Servicing.xlsx
|
|
|
3
|
Dashboard for Bonuses
|
http://pistulka.com/Excel_Shared/Incentives.xlsx
|
|
|
2
|
Total the amount for each date, on multiple sheets
|
http://pistulka.com/Excel_Shared/Sum_all_values_in_each_sheet.xlsm
|
|
|
1
|
No XNFV Excel Function?
|
http://pistulka.com/Excel_Shared/Present_and_Future_Value_dates.xlsx
|
PV and FV of a range with dates
|
