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Even Cash Flow Calculator

This worksheet just might make calculating things like loan payments, the amount that could be borrowed, the interest rate, etc. a little easier than the HP-12C calculator, with Reverse Polish Notation, you have been holding onto for the last 30 years. Their are five inputs to the...
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Interpolation

There has been an addition to the spreadsheet, explained in the post:  Simplified Linear Interpolation of Treasury Rates Back in the day, when I was building a pricing model for mortgages that would be sold to FNMA, I ran into a problem with their pricing...
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APR Calculator for PayDay Loans

Most banks and credit unions offer payday loans. So do many check cashing stores and online sites. You can find payday loan calculators online, but as far as I can find, they don’t give the option of telling you if the fee or interest charged...
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Valuing Servicing With CPR

Long before I wrote user defined functions for valuing servicing on a pool of mortgages, I developed amortization tables to understand the cash flows and proof my VBA. The amortization schedule provided below is not the typical amortization. It has a number of uses besides explaining the...
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Dashboard for Bonuses

After the end of the year, it is time to start thinking about budgets and goals. It is also time to set goals for next years bonuses. The linked  Excel workbook shows six  year- end objectives (targets), along with a threshold and a stretch for each goal. The threshold is a level...
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No XNFV Excel Function?

You might have already used the XNPV built-in Excel function for calculating the present value of a stream of cash flows with dates. How about XNFV for future value?  Wait a minute. There is no XNFV. It would have been easy to include an XNFV function,...
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