Testing my VBA Mortgage Portfolio Cash Flows

A few weeks ago, I wrote a post called “Valuing a Mortgage Portfolio With Cash Flow Analysis” along with a spreadsheet using VBA to calculate the cash flows of a loan portfolio. Ideally, if an amortization schedule for each loan could be created and the cash flow matched, this would be a proof that the VBA cash flows […]

How much to withdraw from a taxable account (IRA, 401K, etc.)

I added another calculator to the Taxes spreadsheet. The sheet is call “Withdrawals”. It is a simple calculator, but someone might find it helpful. I was asked by a friend (over 59 years old) how much he would need to withdraw from his IRA to pay for his monthly rent, net of taxes. So I decided to make […]

Valuing a Mortgage Portfolio With Cash Flow Analysis

This Excel spreadsheet could help small to medium size banks, credit unions, and mortgage investors, to evaluate their mortgage portfolio. It could also be used for commercial and consumer loans as long as the user understands that the model uses a 30/360 mortgage day count. The difference between valuing a portfolio of mortgages and mortgage backed […]