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A reader asked for a simple amortization schedule that could handle both interest only and a balloon payment. You can find it here:



2 thoughts on “Simple Amortization Schedule

  1. Steve Chait says:

    Have you ever created a simple interest spreadsheet with multiple interest rates, multiple draw downs & multiple repayment amounts (uneven) using an annual interest function? If not, do you know anyone who has a template like this?

    1. Don Pistulka Don Pistulka says:

      Take a look at these posts. All have spreadsheets attached. You might be able to use one. If not, sketch out an example of what you are looking for and send it to me.

      Amortization – Variable Terms, Rates, & Payments

      Amortization Model – All Variable

      Variable Rate Amortization – Day/Year Count & Last Payment Options

      Amortization – Variable Terms, Rates, & Payments

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